How to Buy Bitcoin with Credit and Debit Card in Omni

Buying Bitcoin on Omni is simple and convenient. You can purchase BTC instantly using your credit or debit card. The whole process is similar to a regular online checkout, so you shouldn’t experience any difficulties. 

Paying with a credit or debit card is ideal for users who want a fast entry into crypto, using a familiar and convenient payment option. Plus, credit card users have the option to buy Bitcoin now and manage the payments later.

Ready to make your purchase? Follow these straightforward steps to buy Bitcoin with your credit or debit card:

Step 1: Download the Omni Web3 Wallet app on your mobile device. Simply click the Google Play Store or Apple App Store links to find our app.

Step 2: After installation, follow and complete the onboarding steps to create a new wallet. If you already have a crypto wallet from other platforms, this guide will show you how to import your wallet to Omi. 

Make sure to securely store your secret recovery phrase offline; this is the only way to protect your wallet if you ever lose your device or forget your credentials.

Step 3: By default, Bitcoin is hidden from your Omni app homepage. To make Bitcoin visible on your home screen, tap Manage Tokens, search for Bitcoin, and toggle it on.

Step 4: Return to the home screen, tap Bitcoin, then select the down arrow to view your receiving address. Copy this address as you’ll need it for your purchase.

Step 5: Return to the home screen and tap Buy to launch Ramp, Omni’s trusted payment partner. Select Bitcoin as your asset and follow the guided steps. When prompted for a deposit address, paste the Bitcoin address you copied earlier.

Step 6: Enter your desired Bitcoin amount to buy. Afterward, Ramp will show you a real-time quote and the exact fees before asking you to proceed to the next step.

Step 7: Select card as your payment method Choose Card as your preferred option and enter your credit or debit card details.

Step 8: Complete your purchase Tap Pay with Card to finalize the transaction.

Step 9: Receive your Bitcoin Your Bitcoin will be delivered to your Omni wallet within minutes. 

FAQs

1. What types of credit cards are accepted?

A: Omni only supports  Visa and Mastercard for purchases. American Express, Diners Club, prepaid cards, and gift cards are currently unsupported.

Also, cards MUST be owned by and under the same name as the user making the purchase.

2. Are there purchase limits?

A: Yes, limits may depend on your card issuer and KYC. Credit card companies often have daily transaction limits for security. Additionally, higher verification levels in your Omni account may unlock larger purchase amounts.

3. How long does it take to receive Bitcoin?

A: Usually up to 5 minutes after the payment is confirmed. This applies to both credit and debit cards. 

4. Are there additional fees?

A: Omni shows all fees transparently before you confirm your purchase. You'll see the processing fee, any network fees, and the total cost upfront-no surprises at checkout. Keep in mind that some credit card issuers may treat crypto purchases as cash advances, which could incur additional fees from your card provider.